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Category: Money

The Best Financial Decision I Ever Made

The Best Financial Decision I Ever Made

Ever since I started reading more about money and personal finance, I realized that it is a REALLY good idea to track your spending. I started doing it, but it was very half-assed. I was sporadic and inconsistent. Looking back, I have months of expenses missing. I have months where I was keeping track of our joint household expenses, but never all the random little (or big) things Matt and I bought on our own. In April 2017 I started…

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The Five Benefits of Travel Hacking

The Five Benefits of Travel Hacking

Travel hacking. It is a popular phrase these days.  I define it as getting credit cards that earn points which you can then redeem for travel. The most common ways to redeem your points are plane tickets and hotel rooms. These credit cards usually offer a large number of points as a sign up bonus. This is a crucial part of getting enough points for it to be worthwhile.  Then you continue to earn for any spending you do. Sometimes…

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Frugal Wins of the Summer

Frugal Wins of the Summer

Summer is winding down and we are so lucky that we had some wonderful adventures. Below are the top frugal wins of the season. National Parks Pass. We purchased our National Parks Pass last October for a trip through Utah and New Mexico. At $80, it seemed well worth it for that trip alone. However, the pass lasts for an entire year so getting to use it on this year’s summer trip seemed like a bonus. We visited 6 different…

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A Rich and Frugal Life in Denver

A Rich and Frugal Life in Denver

In 2016 I worked for the entire year and in terms of income, had the most successful financial year of my life. However, I also fell victim to some lifestyle inflation. Lifestyle inflation is when you make more money but also spend more money. Maybe you feel that you deserve nicer things now that you have a real job that you have worked hard for. Maybe your standards change and it no longer seems acceptable to use camping chairs in…

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